Colobotan main concern, and something you should be aware of if you are considering a short term plan is that they will make you ineligible for guaranteed issue health plans. These plans are most commonly referred to as HIPAA plans. They can be very expensive and are used in cases where the insured has existing medical conditions, which would otherwise make it very difficult for you to obtain health insurance. If you think you will need eligibility for a HIPAA plan, you should not purchase short-term health insurance.
Short-term health insurance plans will not cover existing medical conditions. While the exact definition depends on your circumstances and on state laws, what this means is that if you have been diagnosed in the last three to five years or have been receiving treatment for a condition, it will be a pre-existing condition and you will not get coverage for it under your short term plan. Therefore, if this applies to you, it is recommended that you extend your current comprehensive policy rather than switch to a short-term plan.
Eating health food has become a trend in the past couple decades, but while it's good for your body, many are put off by the high prices on health foods one finds when shopping in one's local grocery store. Although it may have a good effect on your body, the exorbitant prices of organic food items at supermarkets can have a nasty effect on your wallet. There must be a way to eat healthy for a lower price, you think. Well, there is. The Health Insurance Portability and Accountability Act or HIPAA.
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